Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions (hereinafter “Terms”) govern the access to and use of the website affgagaga.com (hereinafter “the Site”) operated by Affgagaga, a corporation registered in the Province of Ontario, Canada (Corporation No. 2847163). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Site.

1. Description of services

Affgagaga provides financial education services, investment consulting, and social support to residents of Canada. The information provided through our Site is informational and educational in nature and does not constitute personalized financial advice. Any investment decision should be made in consultation with a certified financial advisor who understands your specific situation.

2. Eligibility

To use our services, you must be over 18 years of age and a legal resident of Canada. By using the Site, you represent and warrant that you meet these eligibility requirements. We reserve the right to verify your identity and eligibility at any time.

3. Acceptable use

You agree to use the Site only for lawful purposes and in accordance with these Terms. The following is expressly prohibited: using the Site in any manner that violates applicable federal, provincial, or local laws or regulations; impersonating or attempting to impersonate the Company, an employee, another user, or any other person; engaging in any conduct that restricts or inhibits others' use or enjoyment of the Site; and introducing viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material.

4. Intellectual property

All content on the Site, including but not limited to text, graphics, logos, images, audio clips, data compilations, and software, is the property of Affgagaga or its licensors and is protected by Canadian and international intellectual property laws. Unauthorized reproduction, distribution, modification, or use of such content without our prior written consent is prohibited.

5. Limitation of liability

To the fullest extent permitted by applicable Canadian law, Affgagaga shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use or inability to use the Site or our services. This limitation applies regardless of whether the damages are based on warranty, contract, tort, negligence, strict liability, or any other legal theory.

6. Indemnification

You agree to indemnify, defend, and hold harmless Affgagaga, its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Site or any violation of these Terms.

7. Governing law and jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any dispute arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario, Canada.

8. Modifications

We reserve the right to modify these Terms at any time. Changes will take effect immediately upon posting on the Site. Your continued use of the Site after the posting of modified Terms constitutes your acceptance of such changes.

9. Contact

For any inquiries related to these Terms, you can contact us at: Affgagaga, 180 Kent Street, Suite 1400, Ottawa, ON K1A 0G5, Canada. Email: legal@affgagaga.com. Phone: +1 (613) 742-8593.

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